Passwords
Every site you visit on a regular basis seems to want you to register and then log in. That's ok, this practice helps them to know if you like their site as well as for other reasons unknown to me. Most of the time I use a regular login name & the same simple password as I am not going to submit any security information.
But when I do my online banking or visit other sites where security is of the utmost importance, I practice very different rules. The login name has to be something I will remember and the password has to be something I can remember, but passwords have to be something that won't be easy to guess. So what to do? Write them down? That's not secure. A password keeper? I don't trust them. Everyone probably has their own method of keeping up with logins & passwords, mine is certainly not unique. I do write them down, but they are in code that only I understand.
Here is a site that will check the security of your password and tell you if you need to make changes. Certainly don't use your real password when checking, but use something similar (same format) and find out if your password would be easy to guess.
Sometimes we forget our passwords. Most websites needing passwords have options to recover or reset forgotten passwords, but sometimes the password is for email programs. If you are like me, (bad memory), a password recovery tool can come in really handy! Check out the password recovery tools on Nirsoft. They have some other good stuff on their site as well.